APY = Annual Percentage Yield. Interest rates effective as of DO NOT CHANGE THIS TEXT . Fees may reduce earnings. Rates subject to change at any time.
Kasasa Cash* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| Balances up to $15,000 | 1.01% | 1.01% |
| Balances over $15,000 | 0.25% | 0.25% |
| If qualifications aren't met | 0.03% | 0.03% |
*Minimum to open $100
*APY dependent on balance in account
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Online Banking to obtain your monthly statement
That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!
Kasasa Saver* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| Balances up to $35,000 | 0.51% | 0.51% |
| Balances over $35,000 | 0.51% to 0.32% | 0.51% to 0.32%* |
| If qualifications aren't met | 0.03% | 0.03% |
*Minimum to open $100
*APY dependent on balance in account
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Online Banking to obtain your monthly statement
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Business Checking
| Interest Rate | |
|---|---|
| Business Analysis Earnings Credit | 0.25% |
Interest Bearing Accounts
| Account | Daily Minimum Balance to avoid fee | Interest Rate | APY | |
|---|---|---|---|---|
| HSA | N/A | 0.15% | 0.15% | |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $500,000 and above | 3.50% | 3.56% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $250,000-$499,999.99 | 3.00% | 3.04% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $100,000-$249,999.99 | 1.50% | 1.51% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $25,000-$99,999.99 | 0.50% | 0.50% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $0-$24,999.99 | 0.25% | 0.25% |
|
*Min to open $100 |
$100 | Interest Compounded and paid quarterly | 0.15% | 0.15% |
|
*Min to open $1,000 |
$1,000 | Interest Compounded and paid monthly | 0.05% | 0.05% |
|
*Min to open $100 |
$100 | Interest only paid on daily balances of $1,000.00 and above | 0.05% | 0.05% |
|
*Min to open $100 |
N/A | Interest only paid on daily balances of $750.00 and above | 0.05% | 0.05% |
Certificates of Deposit and IRA's Learn More
| Term | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 Months* | $500.00 | 0.75% | 0.75% |
| 6 Months* | $500.00 | 3.46% | 3.50% |
| 12 Months* | $500.00 | 3.45% | 3.50% |
| 15 Month Special*1 | $500.00 | 3.99% | 4.05% |
| 18 Months* | $500.00 | 1.49% | 1.50% |
| 24 Months* | $500.00 | 1.99% | 2.00% |
| 30 Months* | $500.00 | 1.99% | 2.00% |
| 36 Months* | $500.00 | 2.48% | 2.50% |
| 48 Months* | $500.00 | 2.48% | 2.50% |
| 60 Months* | $500.00 | 2.97% | 3.00% |
*PENALTY FOR EARLY WITHDRAWAL
1 - At maturity, this will auto-renew at the then current 12 month rate/APY
