APY = Annual Percentage Yield. Interest rates effective as of DO NOT CHANGE THIS TEXT . Fees may reduce earnings. Rates subject to change at any time.
Kasasa Cash Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| Balances up to $15,000 | 4.97% | 5.09% |
| Balances over $15,000 |
0.25% |
5.09% to 0.88%* |
| If qualifications aren't met | 0.01% | 0.01% |
Minimum to open $100
*Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 4.97% resulting in an APY* of 5.09%; and daily balances over $15,000 earn an interest rate of 0.25% on the portion of the daily balance over $15,000 resulting in a range from 5.09% to 0.88% APY depending on the account's daily balance. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.01% resulting in an annual percentage yield of 0.01% and ATM withdrawal fees are not refunded. Interest will be earned every monthly qualification cycle and be credited to your Kasasa Cash account on the last day of your statement cycle. APY = Annual Percentage Yield. For regulatory purposes, our APY calculations are based on an assumed total account balance of “cap” plus $100,000 stated as a single figure (i.e. $115,000) and a cycle period of 31 days.
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Digital Banking to obtain your monthly statement
That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!
Kasasa Saver Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| Balances up to $35,000 | 1.98% | 2.00% |
| Balances over $35,000 | 0.25% | 2.00% to 0.70%* |
| If qualifications aren't met | 0.01% | 0.01% |
Minimum to open $100
*Kasasa Cash: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, and your account is linked to Kasasa Saver account, daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 4.97% resulting in a non-compounding APY* of 5.09%; and daily balances over $15,000 earn an interest rate of 0.25% resulting in a non-compounding range from 5.09% to 0.88% APY depending on the account's daily balance. In addition, daily balances up to and including $35,000 in your Kasasa Saver account earn an interest rate of 1.98% resulting in an APY of 2.00% and daily balances over $35,000 earn an interest rate of 0.25% resulting in a range from 2.00% to 0.70% APY depending on the Kasasa Saver account's daily balance. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.01% resulting in a non-compounding annual percentage yield of 0.01% and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01%. Interest will be earned every monthly qualification cycle and be credited to your Kasasa Cash account on the last day of your statement cycle. *When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are automatically transferred to the Kasasa Saver on the next business day after your current statement cycle. APY = Annual Percentage Yield. For regulatory purposes, our APY calculations are based on an assumed total account balance of “cap” plus $100,000 stated as a single figure (i.e. $115,000) and a cycle period of 31 days.
Kasasa Cash Back: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 in cash back payments may be earned per Monthly Qualification Cycle. In addition, daily balances up to and including $35,000 in your Kasasa Saver account earn an interest rate of 1.98% resulting in an APY of 2.00% and daily balances over $35,000 earn an interest rate of 0.25% resulting in a range from 2.00% to 0.70% APY depending on the Kasasa Saver account's daily balance. For regulatory purposes, our APY calculations are based on an assumed total Kasasa Saver account balance of “cap” plus $100,000 stated as a single figure (i.e. $135,000) and a cycle period of 31 days. When linked to a Kasasa Saver account, the cash back rewards earned in your Kasasa Cash Back account along with any nationwide ATM withdrawal fee reimbursements are automatically transferred to your Kasasa Saver on the last day of the current statement cycle. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01% APY. APY = Annual Percentage Yield.
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in Digital Banking to obtain your monthly statement
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Business Checking
| Interest Rate | |
|---|---|
| Business Analysis Earnings Credit | 0.25% |
Interest Bearing Accounts
| Account | Daily Minimum Balance to avoid fee | Interest Rate | APY | |
|---|---|---|---|---|
| HSA | N/A | 0.15% | 0.15% | |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $500,000 and above | 3.50% | 3.56% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $250,000-$499,999.99 | 3.00% | 3.04% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $100,000-$249,999.99 | 1.50% | 1.51% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $25,000-$99,999.99 | 0.50% | 0.50% |
|
*Min to open $2,000 |
$2,000 | Interest paid on daily balances $0-$24,999.99 | 0.25% | 0.25% |
|
*Min to open $100 |
$100 | Interest Compounded and paid quarterly | 0.15% | 0.15% |
|
*Min to open $1,000 |
$1,000 | Interest Compounded and paid monthly | 0.05% | 0.05% |
|
*Min to open $100 |
$100 | Interest only paid on daily balances of $1,000.00 and above | 0.05% | 0.05% |
|
*Min to open $100 |
N/A | Interest only paid on daily balances of $750.00 and above | 0.05% | 0.05% |
Certificates of Deposit and IRA's Learn More
| Term | Minimum Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 Months* | $500.00 | 0.75% | 0.75% |
| 6 Months* | $500.00 | 3.46% | 3.49% |
| 12 Months* | $500.00 | 3.45% | 3.49% |
| 15 Month Special*1 | $500.00 | 3.99% | 4.05% |
| 18 Months* | $500.00 | 1.49% | 1.50% |
| 24 Months* | $500.00 | 1.99% | 2.00% |
| 30 Months* | $500.00 | 1.99% | 2.00% |
| 36 Months* | $500.00 | 2.48% | 2.50% |
| 48 Months* | $500.00 | 2.48% | 2.50% |
| 60 Months* | $500.00 | 2.97% | 3.00% |
*PENALTY FOR EARLY WITHDRAWAL
1 - At maturity, this will auto-renew at the then current 12 month rate/APY
