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Cash in with Kasasa Cash®, free checking that pays a high 1.01% APY*, and up to $10 a month in refunds on ATM withdrawal fees nationwide*.

Details
  • Free checking that pays high interest
    • 1.01% APY* on balances up to $15,000
    • 1.01% to 0.35% APY on balances over $15,000 depending on balance in account*
    • 0.03% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free debit card
  • $100 minimum deposit to open
  • FDIC insured

Here’s how you qualify!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements 

That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle!

Do you currently have an account with Pony Express Bank?

*APY=Annual Percentage Yield. APYs accurate as of  DO NOT CHANGE THIS TEXT . Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 1.01%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 1.01% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.