Unlike traditional financing that may require larger down payments or near-perfect credit, a government-backed loan from the SBA may be ideal for your situation.
Details
Whether you're developing an empty lot, renovating a retail space, or equipping a dentist’s office, an SBA 504 loan is a smart option.
- Designed for the needs of small businesses looking to:
- Expand through land or building acquisition
- Undergo construction
- Acquire major equipment/machinery
- Available in loan amounts up to $12.5 million
- Backed by the U.S. Small Business Administration (SBA)
- Loan terms up to 20 years
- Affordable payment plans
- Easy to apply
- Competitive rates
- Flexible terms
- Loans are fully amortized
- Local decision-making and processing
- Detailed, attentive service from start to finish
SBA 7(a) Loans
For everything from purchasing real estate and equipment to working capital for everyday expenses, count on an SBA 7(a) to open the doors for your business.
- Designed for the needs of small businesses looking to:
- Purchase an existing business
- Acquire land or a building
- Expand to another location
- Buy equipment
- Available in loan amounts up to $5 million
- Backed by the U.S. Small Business Administration (SBA)
- Loan terms from 5 to 25 years
- Affordable payment plans
- Easy to apply
- Competitive rates
- Flexible terms
- Loans are fully amortized
- No prepayment penalties on loans less than 15 years in length
- Local decision-making and processing
- Detailed, attentive service from start to finish
SBA CAPLines Working Capital Line of Credit
Look to the CAPLines program when it comes to working capital needs with a revolving line of credit that can be drawn upon when needed.
- Designed for the needs of small businesses looking to:
- Meet short-term and seasonal working capital needs
- Fulfill customer contracts
- Build or renovate residential or commercial property
- Available in loan amounts up to $5 million
- Backed by the U.S. Small Business Administration (SBA)
- Terms up to 10 years and can be matched to customer contracts
- Collateral may be limited to your business assets and assignment of contracts
- Easy to apply
- Competitive rates
- Local decision-making and processing
- Detailed, attentive service from start to finish