Rates

Free Kasasa Saver® automatically transfers your monthly Kasasa® checking rewards to savings — so you don't have to.

Details
  • Free account that builds your savings effortlessly
  • Links to your free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.51% APY* on balances up to $35,000
  • 0.51% to 0.32% APY on balances over $35,000 depending on balance in account*
  • 0.03% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $100 minimum deposit to open
  • Restricted to no more than 6 debits per month
  • FDIC insured

Here’s how you qualify!

Every month you qualify for Kasasa Cash or Cash back rewards, you automatically qualify for the higher rate on your Kasasa saver too! Simply make sure the following activities and transactions post and settle in your free Kasasa checking account during each monthly qualification cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Kasasa Saver with Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of DO NOT CHANGE THIS TEXT . Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $35,000 in Kasasa Saver receive an APY of 0.51%; and (2) balances over $35,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $35,000, resulting in 0.51% - 0.32% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

Kasasa Saver with Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of DO NOT CHANGE THIS TEXT . Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $100 for Kasasa Saver. When monthly qualifications are met, you will receive 2.0% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $35,000 in Kasasa Saver receive an APY of 0.51%; and (2) balances over $35,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $35,000, resulting in 0.51% - 0.32% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.03% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.