Security Policy

Pony Express Bank and our Service Providers have developed strict policies and procedures to safeguard your Customer Information. Our policies require confidential treatment of your personal information. We restrict employee access to your personal information on a need to know basis and we take appropriate disciplinary measures to enforce employee privacy and confidentiality responsibilities. We have established training programs to educate our employees about the importance of customer privacy and to help ensure compliance with our policy requirements.

Furthermore, Pony Express Bank and our Service Providers maintain strong physical, electronic and procedural controls to protect against unauthorized access to customer information. Our computer systems are protected in the following ways:

  • Computer anti-virus protection detects and prevents viruses from entering our website, email, and computer network systems.

  • Firewalls and intrusion prevention systems block unauthorized access by individuals or networks.

  • We use encryption technology; a minimum of 128 bit Secure Socket Layer (SSL) encryption, to protect the transmission of your confidential information. Whenever you login to our Internet banking product or schedule an online transaction through our system, the communication is encrypted. Encryption scrambles transferred data so it cannot be read by unauthorized parties.

  • We use strong multi-level authentication to help prevent unauthorized access to your accounts.

  • We use secure email to help ensure that your communications with us are confidential.

We will continually monitor technological advances and upgrade our systems as needed to ensure your information remains secure.

Privacy of Children

COPPA, the Children's Online Privacy Protection Act, protects children under the age of 13 from the collection of personal information on the Internet. Pony Express Bank respects the privacy of children.We do not knowingly collect names, emails addresses, or any other personally identifiable information from children.  We do not knowingly market to children, nor do we allow children under 13 to open online accounts.