"We have both personal and business accounts with Pony Express that we have held for years. We are always extremely satisfied with the staff and how things are handled for us and regarding our accounts. The personal connection is top of our list! The small town feeling is what we get from Pony Express. We will continue to be loyal customers and refer others."

Cara Sue Hall

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Free Kasasa Cash Back Checking

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Kasasa Cash Back® delivers all the checking basics — plus up to 4.00% in monthly cash back rewards* — for the price of free.

Details
  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on purchases up to $200/monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free debit card
  • $100 minimum deposit to open
  • FDIC insured

Here’s how you qualify!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in Online Banking to obtain your monthly statement

That's it! And if for some reason you don't qualify, don't worry. Your account is still free. You can get back to earning your full rewards the very next monthly qualification cycle!

Open in Minutes

*Minimum to open is $100. When monthly qualifications are met, you will receive 4.0% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.