At Pony Express Bank, relationships come first.
As a family-owned and family-operated community bank, we believe banking should still be personal. Real people answer the phone. Local bankers make the decisions. When you have a question, you speak with someone who knows your name—not a call center, not an automated menu.
Our story
Pony Express Bank has served Missouri communities since 1890, when it was founded in the northwest Missouri farming town of Braymer as Farmers and Traders Bank of Braymer. It became First National Bank of Braymer in 1904, and in 1993, as the bank expanded into the Kansas City Northland—it took the name Pony Express Bank.
That same year, Scott Page joined as president. At the time, the bank operated a single Braymer branch with roughly $12 million in assets. Under Scott's leadership, Pony Express grew throughout the Northland, opening branches in Kearney and Liberty, including one on the historic Liberty Square. In 1997, his brother Tom Page came aboard as Executive Vice President after leading the family's bank in South Dakota. The Liberty headquarters opened in 2001 and remains the center of operations today. In 2003, the Page family acquired Pony Express Bank from the Griffin family, when the bank had grown to approximately $75 million in assets.
What we believe
For more than 135 years, we've held to the principles of community banking, building lasting relationships, delivering personal service, and investing in the places we call home. From funding local farms and businesses in our earliest days to helping build community infrastructure, we've always believed that strong communities create strong banks.
Great service isn't automated. It's picking up the phone, returning a call, knowing your business, and taking the time to understand your goals.
Today
Pony Express Bank has grown to more than $400 million in assets while staying true to the values that have defined us since 1890. That growth comes from a steady commitment to relationship banking, commercial lending, and meeting the evolving needs of the businesses, families, and communities across the Kansas City Northland and northwest Missouri.
Because we remain independently owned, we can focus on long-term relationships instead of short-term results. We don't answer to outside shareholders, we answer to our customers, our employees, and the communities that have trusted us for generations. And we believe taking care of our employees is what empowers them to take exceptional care of you.
The next chapter
Today, the fifth generation of the Page family is helping lead Pony Express Bank forward. Executive Vice Presidents Lynsey Waldman and Kevin Page are assuming growing leadership responsibilities, guiding the bank's strategic direction while preserving what matters most: exceptional service, local decision-making, and deep community involvement. Their leadership reflects our commitment to remaining an independent, family-owned community bank for generations to come.
Banking has changed dramatically over the last century. Our philosophy hasn't. Relationships matter. Integrity matters. Community matters.
Community banking isn't just what we do. It's who we are.

