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Kasasa Cash

Kasasa Cash Checking Account

Free Checking Account That Pays You The 1.01% APY* You Deserve (In Cash)

Kasasa Cash Checking Account is a free account that puts 1.01% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. There are no short-term offerings. It's just you getting the most for your money. Beyond the great interest, this checking account also has ATM fee refunds nationwide so you can access your money where you want and when you want it. Act now and open an account in minutes.


Kasasa Cash Checking Account is perfect for you if you want:

  • 1.01% APY* on balances up to $15,000
  • 1.01% - 0.35% APY on balances over $15,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Free checking that gives you extra cash each month
  • ATM fee refunds nationwide (up to $10 monthly)*
  • No monthly service charge
  • No minimum balance requirement to earn rewards
  • Unlimited check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Banking App
  • Free Express eStatements
  • Free Debit Card
  • Free Telephone Banking
  • $100 minimum deposit to open
  • FDIC insured


To receive 1.01% APY* on balances up to $15,000, simply do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you don't qualify during a cycle, don't worry! You will still enjoy free checking and there's no penalty for not qualifying in a given monthly qualification cycle. Plus you get a base rate of 0.03% APY* and you get right back to making 1.01% APY* and enjoying ATM fee refunds the next cycle you qualify.


*APY=Annual Percentage Yield. APYs accurate as of 03/28/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 1.01%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 1.01% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.