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Rates

APY = Annual Pecentage Yield

Interest Rates Effective July 29, 2014

Kasasa Cash

TierRateAPY
Balances up to $15,0001.01%1.01%
Balances over $15,0000.25%1.01% - 0.35%
If qualifications aren't met0.03%0.03%

Qualifications

To earn rewards, simply do the following each monthly qualification cycle:

  1. Have at least 12 debit card purchases post and settle
  2. Have at least 1 automatic payment or direct deposit post and settle
  3. Be enrolled and receive eStatement notice

Kasasa Saver (If qualifications are met in Kasasa Cash during each monthly qualification cycle)

TierRateAPY
Balances up to $35,0000.51%0.51%
Balances over $35,0000.25%0.51% - 0.32%
If qualifications aren't met0.03%0.03%

Every month you qualify for Kasasa Cash rewards, you automatically qualify for the Saver rate too. See qualifications above.

Interest Bearing Accounts

Account Minimum BalanceRateAPY
Savings$100.000.05%10.05%
Ultimate Savings$10,000.0040.25%0.25%
Super Now$1,000.0020.03%0.03%
MMDA$2,000.0020.10%0.10%
Ultimate Checking$1,000.0030.03%0.03%
Ultimate Plus & Plus 50$750.0030.03%0.03%

1 Interest Compounded Quarterly

2 Must be average monthly balance

3 Interest paid on balances exceeding the minimum.

4 Must maintain a minimum balance of $10,000 to earn stated APY. For balances less than $10,000 a rate of 0.05% will be applied.

Certificates of Deposit

TermMinimum DepositRateAPY
3 Months$500.000.150%0.15%
6 Months$500.000.200%0.20%
12 Months$500.000.300%0.30%
18 Months$500.000.350%0.35%
24 Months$500.000.500%0.50%
30 Months$500.000.500%0.50%
36 Months$500.000.700%0.70%
48 Months$500.000.900%0.90%
60 Months$500.001.100%1.10%

*APY - Annual Percentage Yield