Bank Name

Celebrating 125 Years of Service...

Mortgage Loans

Mortgage Loans

We get it. You want to spend more time looking for a home and less time dealing with the loan. Lucky for you, Pony Express Bank lives up to its namesake with a fast, efficient process.


We can pre-qualify you to give you more buying power, and local decision-making ensures a fair evaluation. We offer a range of mortgage options, taking the time to help you at every step.

Rates

Rates as of - 07/18/14

  • 10 Year Fixed Rate Mortgage - 3.512% APR
  • 15 Year Fixed Rate Mortgage - 3.681% APR
  • 20 Year Fixed Rate Mortgage - 4.143% APR
  • 30 Year Fixed Rate Mortgage - 4.355% APR
  • 15 Year Jumbo Fixed Rate Mortgage - 4.287% APR
  • 30 Year Jumbo Fixed Rate Mortgage - 4.772% APR

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,500. Your actual APR may be different depending upon these factors.

Summary
  • Unsurpassed personal service
  • Local decision-making
  • Competitive rates
  • Pre-qualification available
  • Fixed rate mortgages
  • Adjustable rate mortgages (ARMs)
  • First time homebuyer options