Mortgage Loans

We get it. You want to spend more time looking for a home and less time dealing with the loan. Lucky for you, Pony Express Bank lives up to its namesake with a fast, efficient process.

We can pre-qualify you to give you more buying power, and local decision-making ensures a fair evaluation. We offer a range of mortgage options, taking the time to help you at every step.

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Rates

Rates as of - 05/17/13

10 Year Fixed Rate Mortgage - 3.135% APR
15 Year Fixed Rate Mortgage - 3.179% APR
20 Year Fixed Rate Mortgage - 3.766% APR
30 Year Fixed Rate Mortgage - 3.856% APR
15 Year Jumbo Fixed Rate Mortgage - 3.734% APR
20 Year Jumbo Fixed Rate Mortgage - 4.211% APR
30 Year Jumbo Fixed Rate Mortgage - 4.313% APR

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,500. Your actual APR may be different depending upon these factors.

Summary