Celebrating 120 Years of Service...
The saying goes, "different strokes for different folks." Since everyone's spending patterns are not the same, Pony Express Bank offers a range of credit cards. Choose the card that's best for you. Opt for no annual fee or valuable rewards programs. No matter what you choose, you receive friendly customer service.
- No annual fee
- Optional rewards programs
- Low, competitive rates
- Accepted worldwide
- Enhanced security and fraud protection
- Online statements and payments available
- Friendly, personal customer service
- 24-hour customer service
Choose the card that's right for you:
- Visa® Classic
- MasterCard® Classic
- Discover® card with optional rewards
- Visa Platinum with optional rewards
- MasterCard Gold with optional rewards
- Rewards Programs
We have three levels of rewards programs that you can choose to add to your Pony Express credit card.
- Basic Rewards—Earn 1% of your annual qualified purchases in cash. The rebate earned is automatically credited to your credit card the following January. Annual rewards fee of $20.
- Choice Rewards—Receive 1 point for every $2 in qualified purchases. Redeem points for travel, merchandise, and gift cards online or over the phone. Start redeeming rewards at 4,000 points. Annual rewards fee of $25.
- Elite Rewards—Receive 1 point for every $1 in qualified purchases. Receive 5,000 bonus points after first $1,000 in purchases in the first 3 months of account opening. Redeem points for travel, merchandise, and gift cards online or over the phone. Start redeeming rewards at 4,000 points. Annual rewards fee of $50.
Each of these rewards programs is an optional privilege available on Pony Express Visa Platinum, MasterCard Gold, and Discover credit cards.