Bank Name

Celebrating 125 Years of Service...

Credit Cards

Credit Cards

The saying goes, "different strokes for different folks." Since everyone's spending patterns are not the same, Pony Express Bank offers a range of credit cards. Choose the card that's best for you. Opt for no annual fee or valuable rewards programs. No matter what you choose, you receive friendly customer service.

Summary
  • No annual fee
  • Optional rewards programs
  • Low, competitive rates
  • Accepted worldwide
  • Enhanced security and fraud protection
  • Online statements and payments available
  • Friendly, personal customer service
  • 24-hour customer service

Choose the card that's right for you:

  • Visa® Classic
  • MasterCard® Classic
  • Discover® card with optional rewards
  • Visa Platinum with optional rewards
  • MasterCard Gold with optional rewards
Rewards Programs

We have three levels of rewards programs that you can choose to add to your Pony Express credit card.

  • Basic Rewards—Earn 1% of your annual qualified purchases in cash. The rebate earned is automatically credited to your credit card the following January. Annual rewards fee of $20.
  • Choice Rewards—Receive 1 point for every $2 in qualified purchases. Redeem points for travel, merchandise, and gift cards online or over the phone. Start redeeming rewards at 4,000 points. Annual rewards fee of $25.
  • Elite Rewards—Receive 1 point for every $1 in qualified purchases. Receive 5,000 bonus points after first $1,000 in purchases in the first 3 months of account opening. Redeem points for travel, merchandise, and gift cards online or over the phone. Start redeeming rewards at 4,000 points. Annual rewards fee of $50.

Each of these rewards programs is an optional privilege available on Pony Express Visa Platinum, MasterCard Gold, and Discover credit cards.