Kasasa Cash is perfect for you if you want:

• Free checking that gives you extra cash each month
• ATM fee refunds nationwide**
• No monthly service charge
• No minimum balance requirement
• Unlimited check writing
• Free Online Banking with Bill Pay
• Free Express eStatements
• Free Debit Card
• Free phone banking
• $100 minimum deposit to open
• FDIC insured

*APY = Annual Percentage Yield. Rates effective as of 11/16/11.

Qualifications:

To receive 2.51%APY* on balances up to $15,000, simply do the following each monthly qualification cycle:

• Have at least 12 debit card purchases post and clear
• Have at least 1 automatic payment or direct deposit post and clear
• Receive eStatements

If you don't qualify during a cycle, don't worry! You will still enjoy free checking and there's no penalty for not qualifying in a given monthly qualification cycle. Plus you get a base rate of 0.05%APY* and you get right back to making 2.51%APY* and enjoying ATM fee refunds** the next cycle you qualify.

Disclaimer:

Minimum to open account is $100. *Annual Percentage Yield (APY) accurate as of 11/16/2011. Rate tiers are as follows: 2.51% APY applies to balances of $.01 - $15,000 and 0.51% APY applies to balances over $15,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.51% - 0.51% APY if monthly qualifications are met.

Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. **ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.